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Volume :6 Issue : 3 1999      Add To Cart                                                                    Download

Factors Influencing Health Insurance Premiums in the Kingdom of Saudi Arabia

Auther : Khalid S. Bin Saeed

This study was conducted to determine the factors that influence the amount of private health insurance premiums in the Kingdom of Saudi Arabia. Data were collected from 493 randomly selected patients in several private hospitals in the Central Region. Results of the step wise regression analysis show that health insurance premiums are significantly and positively affected by socio-demographic, health indicator and insurance policy coverage variables. These were: (1) age, (2) sex, (3) number of hospital admissions in the previous year, (4) number of physician visits in the previous month, (5) persons covered by health insurance, (6) choice of health care provider, (7) coverage for drug prescriptions, (8) coverage for major surgeries, (9) coverage for minor surgeries, and (10) coverage for eye diseases.

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Nov 19, 2019

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